How does our personal injury claims calculator work?
Our personal injury claims calculator takes just seconds to use. Select the type of claim, the body part affected, and the severity of your injury. You will then receive an estimated personal injury compensation figure drawn directly from the latest 18th edition of the Judicial College Guidelines.
The figure shown only covers general damages, which is compensation for your pain, suffering and loss of amenity. Special damages, such as lost earnings and treatment costs, are calculated separately and can add significantly to the overall value of your claim.
No calculator can give you an exact figure. No two personal injury cases are the same and the true value depends on factors unique to your case. For a free, No Win No Fee consultation, call Nigel Askew Solicitors today on 01507 609027.
How is personal injury compensation calculated in the UK?
Personal injury compensation in the UK is split into two distinct categories: general damages and special damages. Both are recovered within the same claim.
General damages
General damages compensate you for the physical and psychological impact of your injury, covering pain, suffering and loss of amenity. Where you fall within a compensation bracket depends on:
- Your age at the time of the injury
- The severity of your injury and whether it is permanent or temporary
- The psychological impact, including anxiety, depression or PTSD
- Your recovery time and long-term prognosis
Special damages
Special damages cover every financial loss caused by your injury, calculated separately from general damages. This includes:
- Past and future loss of earnings
- Private medical expenses and rehabilitation costs
- Travel costs to and from medical appointments
- Care and assistance provided by family or professionals
- Adaptations to your home or vehicle
In serious injury cases, special damages routinely dwarf the general damages figure.
The Judicial College Guidelines explained
The Judicial College Guidelines (JCG) is the authoritative publication used by solicitors and courts across England and Wales to value general damages. Produced by a working party of the Judicial College, it sets compensation brackets for hundreds of injury types based on reported court decisions.
The 18th edition was published in April 2026, where personal injury compensation figures increased by 8.26% to reflect RPI inflation to August 2025.
How much is my personal injury claim worth?
How much your personal injury claim is worth depends on the type and severity of your injury. The figures below are taken directly from the 18th edition of the Judicial College Guidelines, covering general damages only.
| Body Part | Minor | Moderate | Severe |
| Head | £2,920 to £16,870 | £56,890 to £119,860 | £289,420 to £372,570 |
| Neck | £3,240 to £10,420 | £33,020 to £50,850 | £86,870 to £172,970 |
| Back | £3,240 to £16,520 | £16,520 to £51,220 | £51,220 to £212,640 |
| Leg | Up to £12,040 | £24,780 to £51,800 | £51,800 to £179,560 |
| Foot | Up to £18,160 | £18,160 to £51,800 | £55,460 to £144,870 |
| Hand | Up to £7,480 | £7,480 to £38,330 | £38,330 to £81,740 |
To understand the full value of your personal injury claim, call Nigel Askew Solicitors on 01507 609027. We offer a free consultation and handle most personal injury claims on a no win no fee basis.
What types of personal injury claims can I make?
Personal injury claims cover a wide range of accidents and illnesses. Below is an overview of the main claim types handled by Nigel Askew Solicitors.
- Car accidents: if you were injured as a driver, passenger, pedestrian or cyclist due to another person’s negligence, you may have grounds to claim compensation.
- Accidents at work: employers have a legal duty to protect employees from foreseeable harm, and a breach of that duty entitles you to claim.
- Slips, trips and falls: occupiers of public and private premises are legally required to keep visitors reasonably safe, and a failure to do so which causes injury is actionable.
- Medical negligence: when a healthcare professional causes you harm by falling below the standard of care expected of them, you are entitled to pursue a claim.
- Industrial disease: occupational conditions including noise-induced hearing loss and vibration white finger are all pursuable through a specialist industrial disease claim.
- Asbestos claims: if you have been diagnosed with mesothelioma, asbestosis, pleural thickening or asbestos-related lung cancer, you may be entitled to significant compensation.
- Military injury claims: the Ministry of Defence owes serving and former personnel the same duty of care as any other employer. Common injuries include NFCI, PTSD and army hearing loss.
- Serious injuries: brain injuries, spinal cord injuries, amputations and fatal accident claims involve substantial compensation where the long-term financial impact of the injury is a central feature of the claim.
How long after an accident can you make a claim ?
You have three years after an accident to make a personal injury claim under the Limitation Act 1980. The exact point the three-year clock starts depends on the type of claim and your individual circumstances.
When does the three-year clock start?
The three years runs from whichever of the following is later:
- Date of accident: the day the injury occurred
- Date of knowledge: the date you first knew, or reasonably should have known, that your injury was significant and linked to someone else’s negligence. This is particularly relevant for industrial disease and medical negligence claims.
Exceptions to the standard three-year rule
There are several exceptions to the three-year rule, including:
- Children: the three-year period does not begin until the child’s 18th birthday, giving them until their 21st birthday to claim.
- Lack of mental capacity: where a claimant lacks the mental capacity to manage their own legal affairs, no time limit applies until capacity is regained.
- Fatal accident claims: three years from the date of death, or the date a post-mortem confirms the cause of death, whichever is later.
- Industrial disease: time runs from the date of knowledge, not the date of exposure, which can be decades after first contact with the causative agent.
- Military claims: the standard three-year period applies, though the date of knowledge rule frequently applies to conditions that emerge after service.
If you are unsure whether your personal injury claim is still within time, call Nigel Askew Solicitors on 01507 609027 for a free assessment.
What happens if you miss the limitation period deadline?
If you issue a claim after the limitation period has expired, the court will almost certainly strike it out. The defendant simply raises the limitation defence and the claim fails, regardless of how strong it might otherwise have been.
There is a rarely used judicial discretion under Section 33 of the Limitation Act 1980 that allows a court to override the limitation period in exceptional circumstances. When deciding whether to exercise it, the court will look at:
- How long the delay was and whether there was a good reason for it
- Whether key evidence has deteriorated or become unavailable in the intervening period
- How the defendant behaved after first becoming aware of the potential claim
- The overall balance of prejudice to both parties if the case proceeds or is barred
Recent personal injury cases handled by Nigel Askew Solicitors
The cases below are a small selection of personal injury claims successfully handled by Nigel Askew Solicitors.
Case 1 | Lorry Driver | Compensation = £57,500
A lorry driver slipped on untreated icy steps in a supermarket delivery yard, sustaining a serious knee injury. The supermarket’s own records confirmed they had failed to grit properly, yet liability was denied. The claim settled at £57,500 following the commencement of court proceedings.
Case 2 | Maintenance Engineer | Compensation = £85,000
A maintenance engineer’s hand became trapped in an unguarded aperture on a large industrial saw, causing serious crush injuries to his hand and wrist. Liability was denied throughout. Settlement of £85,000 was reached after court proceedings were progressed.
Case 3 | Bricklayer | Compensation = £100,000
A bricklayer fell from scaffold on a house extension fitted with no safety rails. He sustained multiple injuries. The claim settled at £100,000 including compensation for past and future loss of earnings.
Case 4 | Lorry Driver | Compensation = £120,000
A defective crane on a lorry rose without warning and struck overhead power cables. The driver suffered electrical burns, PTSD and traumatic brain injury. Liability was denied but settlement of £120,000 was secured after court proceedings.
Case 5 | Building Site Worker | Compensation = £500,000
An employee fell through a sheet-covered hole cut into an upper floor on a building site. He sustained spinal fractures, PTSD and traumatic brain injury. Liability was contested as a preliminary issue but the case resolved at £500,000 following court proceedings.
Personal injury claims calculator - FAQs
A personal injury claims calculator gives you a reliable estimate based on compensation brackets from the Judicial College Guidelines, but it cannot give you an exact figure. The true value of your claim depends on the specific facts of your case, the medical evidence, and the financial losses you have suffered. A free assessment withNigel Askew Solicitors will give you a far more accurate picture.
No. The calculator covers general damages only, which is compensation for your pain, suffering and loss of amenity. Lost earnings, future income loss, medical expenses and other financial losses are classified as special damages and are calculated separately.
Yes, you can change solicitors at any point during a personal injury claim. The most important thing to check before switching is your existing funding arrangement, particularly if you are on a no win no fee agreement. A new solicitor will handle the transfer process and advise you on any cost implications before you commit.
Yes, being partly at fault does not prevent you from making a personal injury claim. The legal principle of contributory negligence means the court apportions responsibility between the parties and reduces your compensation accordingly. For example, if you are found 25% responsible, your award is reduced by 25%.
How long a personal injury claim takes depends on the complexity of the case and whether liability is disputed. Straightforward claims where liability is accepted can settle within 6 to 12 months. Cases involving serious injury, disputed liability or ongoing medical treatment typically take two to three years, and sometimes longer where future prognosis remains uncertain.
The evidence needed for a personal injury claim will vary depending on the type of accident, but the key documents are medical records, an accident report, witness details, photographs of the scene, and evidence of any financial losses. An independent medical report is also required in virtually every claim, and your personal injury solicitor will arrange this on your behalf.
Special damages are the financial losses you have suffered as a direct result of your injury, calculated separately from general damages. They include past and future loss of earnings, private medical and rehabilitation costs, travel expenses, care provided by family members, and adaptations to your home or vehicle.


