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Steps you can take to stay safe on your holiday

Holiday mishaps: Steps you can take to stay safe on your holidays.
Things you should consider before traveling abroad.

Every year, millions of us travel abroad for our holidays, with many not giving a thought to things that could go wrong and assuming that things will go without a problem. It is best to plan for the unforeseen as statistics show that in the last three years there have been an estimated 4.4 million British holidaymakers who have suffered an injury or sickness whilst traveling abroad. Many could have been avoided or the consequences lessened had better planning and preventative steps been taken in advance.

Injury can happen to anyone and often happens due to the negligent actions of others. If this is the case, you could be entitled to compensation.

With the holiday season upon us, please consider our helpful pre-holiday checklist to ensure you plan for the unexpected, avoid unnecessary risks and know what to do should anything happen.

Have you applied for or renewed your EHIC (European Health Insurance Card)?
Accidents can happen at any moment, including serious injuries. You should ensure you only travel with an EHIC card which provides access to state-funded treatment when visiting another European Economic Area (EEA) country.

The card allows you to access free medical treatment but should not be solely relied upon as an alternative to private travel insurance. For example, the EHIC will not cover emergency transportation back to the UK for urgent medical care. It’s important to think about purchasing private travel insurance to protect you and your family if you don’t already have it included on certain bank accounts, credit cards etc. It’s worth checking these to see if you already have it but do carefully check the cover provided is adequate.

Suffering sickness or injury whilst abroad can cause a huge amount of stress and worry for you and your family so it’s best to be prepared.

What do I need to do to make a holiday claim?

In the event of an injury or sickness on holiday, it is important that the incident is reported immediately to the place where it occurred and to your travel rep, a travel company and travel insurer as soon as possible. Make sure it is recorded in the accident logbook, and you obtain and keep any additional incident information that may be needed for the claim, such as names and addresses of witnesses and the time and location of your accident. You should also take photographs of where the accident took place, as this can be vital evidence used to support a claim.

You must be able to prove another party was at fault. For example, if you contracted a sickness bug from eating uncooked food at your hotel restaurant, then you would be entitled to claim compensation. However, if you have fallen sick after eating food purchased elsewhere, but consumed it on hotel premises, you would not be able to claim against your tour operator but may be able to claim from where you bought it.

Thankfully most of us don’t but if you suffer the misfortune of an injury or sickness due to food poisoning on holiday, you should act quickly as you must ensure that either you claim is settled or court proceedings are started before the third anniversary of your accident or illness.

Nigel Askew Solicitor is an expert in all personal injury matters who will be happy to talk you through the process of making a claim in plain English and will be happy to answer any questions or queries you may have. Telephone now on 01507 609027 or or get in touch with me online for a free, no-obligation consultation about your case. I offer no-win, no-fee advice without any hidden charges.

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Falling object injury claims

Many assume that accidents at work only consist of defective machinery and hazardous surfaces, such as wet floors. However, a great number of people suffer injury at work due to falling objects striking them. Accidents do happen, but an employer is responsible for ensuring that staff members are protected against injuries that occur due to falling objects, as per The Work at Height Regulations 2005. If an employer has failed to safeguard its work force by not ensuring that the correct procedures are in place, then it has failed to adhere to the aforementioned regulations, which could have serious ramifications for its staff members.

What Counts as a Falling Object
A falling object is where you have been struck by an object in work, regardless of your environment. Examples include unsafe buildings which may require maintenance dropping debris onto workers. A further example is where tools have not been stored correctly, and as a result the tool has fallen, causing a serious injury to the person beneath.

I’m Worried about Making a Claim against My Employer
It’s completely understandable to be worried when making a claim against your employer. Many people worry about the assumed ramifications that may occur when making a claim. However, you should consider how you are going to pay for bills moving forwards. If your accident has you house bound for a number of weeks, you could see your income diminish. In this regard, you need to ensure that you are financially secure, so you can focus on recovering. A further benefit of making a claim is that the employer will be required to rectify any defects. This will ensure that the workplace remains safe for you and your colleagues moving forwards.

What Kind of Injuries Can Be Caused By Falling Objects?
As expected, a falling object at work can cause a number of a different injuries. These can include head injuries, back injuries and facial injuries. The severity of injuries can differ, but the most serious of injuries can see some individuals out of work for a vast period of time and even incur costs that they weren’t incurring before the accident occurred.

How Can Nigel Askew Help?
As a solicitor with over 15 years of experience in personal injury claims, Nigel Askew has dealt with a vast number of claims for clients based in Lincolnshire, many of which have included claims for injuries caused by falling objects. Accident claims at work can be difficult to succeed in and the U.K. Government has made it even harder by a change in the law so that now an employer’s insurer will not be liable to pay compensation due to a breach of one of the health and safety regulations alone. It is now also necessary to prove your employer was negligent. You need someone capable of winning your case for you and not dropping it when the going gets tough.

I am a Louth and Grimsby personal injury solicitor with over 15 years’ experience in the field and an in-depth knowledge of the regulations and guidelines relevant to accident at work settlements. This puts me in a perfect position to handle your claim. Your best interests will always be my priority so if you are in Louth or Grimsby contact me today on 01507 609027 or online for a free, no obligation consultation. I deal with cases on a no-win, no-fee basis. There are no hidden charges. I will come and see you at whatever time and wherever suits you. I visit clients personally throughout Louth and Grimsby.

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Head injury at work claims

Give us an opportunity to provide you with free initial advice on how you can make compensation claims for head injuries at work. Our expert personal injury lawyers will offer you with our No Win No Fee agreements, which secure you from any financial liabilities if you don’t succeed.

Professional in Head injury at Work Claims

Head injuries could create some serious implications for both the injured individual and their families. Apart from the physical pain, individuals and their families encounter financial discomfort and experience their world turn upside down instantly. Especially when the injured person is the sole breadwinner for the family, their day-to-day lives can be disrupted.
During such times, we understand how traumatic all this can be for you and your family and this is why our expert lawyers are here to help you out. For fast recovery, we realise that you will need suitable medical treatment, specialist support and rehabilitation. We help you receive the appropriate compensation that can cover the hefty cost for such treatments. We stand with you during the whole process to take positive action so that you can support your family substantially while you recover.

Your employer has a duty to enforce safety measures within the workplace so that they can minimise the possibilities of injuries and accidents. However, despite this if, you incur an injury or an accident our expert injury lawyers will support and guide you to make a compensation claim. The following reasons can result in a head or brain injury while you are at work:

  • Missing a step and falling from height
  • Various falls, slips or trips due to spills or inappropriate tools lying around
  • Hit your head by a falling object

Are you Eligible to Make a Compensation Claim?

We understand that many people are unaware whether they are eligible to make a compensation claim because they lack knowledge about corporate legalities. This is where we come in to help you take positive action so that you can support your family and recover from fatal injuries which otherwise can cause traumatic symptoms such as loss of memory, depression or insomnia if the injury foes untreated. Head or brain injury can drastically alter your life because after the injury you might find the simple things in life become more difficult to perform.

We realise the severity when it comes to heard or brain injury and therefore strive on conducting a complete investigation performed by real experts to determine how the accident took place. Our expert team of professionals possess years of experience and will guide you about your case and offer honest opinion about your chances for winning the claim. Due to the severity of head or brain injury, supervisors provide workers with necessary headgear to protect them from fatal head or brain injury. But in case safety equipment wasn’t provided to you, we can help you make a claim. On the other hand, people wearing safety equipment can still experience injuries for which we can help you claim.

What We Offer You?

Our expert team of lawyers provide dedication and professionalism when it comes to filing compensation claims. We not only fight for your cause but also fully consider all the aspects of your claim so that you can benefit maximum. We also establish proper rehabilitation options which help you recover fast and get back to your everyday life. We make sure that you receive the right medical attention and assessment at every stage of your recovery. Apart from filing your compensation claim on your behalf we ensure that, you receive the right financial security for you and your family and complete medical arrangements during your initial recovery stages. We consider the following while investigating every individual’s case:

  • Establishing early compensation to help you with difficult financial times and receive immediate medical attention when you experience head or brain injury.
  • Take complete responsibility on your behalf for any state benefit, dealing with your employer and financial needs.•
  • Provide expert support for rehabilitation and when looking for new job opportunities in case you change your mind about going back to the same place to work.
  • Contact our in-house experts for advice and guidance on personal injury trusts, wills and powers of attorney and financial planning.

We are here to help you through your tough time and guarantee to put you back on track during and after your recovery.

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Industrial hearing loss claim

When we are at work we put our health and safety in the hands of our employers, we trust that we can carry out our duties in a manner that does not affect our long term health and well-being. It is therefore appropriate that sufferers of industrial deafness can claim compensation for their industrial deafness by making a Personal Injury claim for loss of hearing against their employer’s insurers. I can help bring industrial claims for deafness throughout the UK for:-

  • Noise Induced Hearing Loss Compensation Claim: experienced as muffled, or deadened sounds, or difficulty in hearing, especially in crowded environments, or speech sounds. Noise induced hearing loss (industrial deafness) tends to occur as a result of long term excessive noise exposure without adequate hearing protection
  • Tinnitus: experienced as ringing or buzzing in the ears, and again likely to have been caused by long term noise exposure.

Noise Induced Hearing Loss and Tinnitus are all possibilities when excessive workplace noise is prevalent. Our hearing is sensitive and delicate, and it’s easy to take it for granted until it’s no longer there or as good as it was. Noise exposure is the biggest cause of hearing loss so it needs to be taken extremely seriously but often isn’t.

Various different workplace environments have been responsible for causing industrial deafness (noise induced hearing loss), for example: coal mining, ship building, textile manufacturing; factories; engineering; car manufacturing; and road drilling.

Can I Claim For Industrial Deafness/Hearing Loss?
How to claim for hearing loss: the key to making a successful compensation claim for Noise Induced Hearing Loss is that your employer did not protect you from that risk. This would include providing Personal Protective Equipment (PPE) such as ear plugs and/or defenders, and additionally ensuring that you have received adequate training and instruction in the dangers of noise. They should also monitor your hearing by carrying out a industrial hearing loss test at regular intervals. I work with you to establish whether your employer failed in their responsibilities, and I investigate all cases personally ensuring your case receives my dedication, focus and legal expertise. This is crucial as claims for industrial deafness are difficult and need to be handled a specialist solicitor.

If you are still employed by the employer you think may be responsible for your hearing difficulties, please do not worry. All employers are obliged to have Employer’s Liability Insurance to enable claims to be made and paid, and additionally Employment Law protects your rights as an employee so your employment is not at risk.

Hearing Loss Compensation Claim UK Time Limit
How long do you have to claim for industrial deafness? Often the hearing impairment does not manifest until years later – I am an expert in understanding these cases, and getting to the root of your difficulties – as long as you bring your claim within 3 years of when your hearing loss became “significant” i.e. serious enough to do something about, not when you first noticed it, then I can help you make successful industrial deafness claims.

Noise Induced Hearing Loss Solicitors
How do I claim for industrial deafness? You need a specialist solicitor! I specialise in noise induced hearing loss claims, and I use my expert legal knowledge to personally undertake all such claims throughout the UK ensuring you receive the compensation you are entitled to for which I use a hearing loss compensation calculator. I am not a Claims Management Company, but a solicitor specialising in noise induced hearing loss compensation amounts. I carry out all such claims on a genuine No Win No Fee basis, believing you have suffered already and aiming to help you get the compensation you deserve without additional cost to yourself.

Contact Nigel Askew Solicitor
If you wish to seek no win no fee industrial deafness compensation for Noise Induced Hearing Loss or Tinnitus arising from your employment, get in touch with me on 01507 609027 or online for a free, no-obligation consultation. I deal with cases on a no-win, no-fee basis. There are no hidden charges.

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Passengers injured on London buses

It is widely acknowledged that public transport such as buses, trains and the London Underground are amongst the safest ways to get around. However, with so many buses occupying the capital city, a London bus crash is not a rare occurrence. For passengers involved, this can be a distressing and often painful experience. But if you have been involved in a bus crash in London, you may be able to make a compensation claim.

London Bus Crashes
London is renowned for its thriving multicultural society, and a key part of that is formed by its impressive network of public transport. This includes the London underground, and the famous red London buses. Unfortunately, these are like any other form of transport and can be involved in accidents or crashes, sometimes causing serious injuries to passengers. This may be caused by:

    • Driver error.
    • A mistake or dangerous manoeuvre by another road user.
    • A mechanical fault or problem with the bus.

Bus users may also suffer injury because of slips on a wet floor, or falls caused by sudden jerky movement.

Making A Bus Crash Claim
If you have been injured on a bus, you may be entitled to make a bus crash compensation claim. This would be a personal injury claim that would offer some amends for the injury and distress caused in the accident. Common injuries suffered in bus collisions include cuts and bruises, fractured bones and whiplash.

People involved in a London bus crash may also find themselves suffering emotional effects and flashbacks long after the event.

Contact Nigel Askew
If you have been involved in a public transport accident or a bus crash in London that has left you injured, contact solicitor Nigel Askew, who is experienced in pursuing personal injuries suffered in road accidents. Call 01507 609027 or get in touch online for a no obligation chat about your injury and potential claim. All matters are dealt with confidentially and on a no-win no-fee basis.

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Hearing loss claims against CEGB

People who worked in loud environments or who were subjected to regular and prolonged exposure to loud noises may suffer from industrial deafness and/or tinnitus (noises in the ears) in later life. One such employer that exposed thousands of workers to excessive noise in the Lincoln and Lincolnshire area was the Central Electricity Generating Board (CEGB) through its power stations based in the Trent Valley.

Many old CEGB employees who worked in excessive noise in the Trent Valley power stations have fallen victim to noise induced hearing loss and tinnitus, and could be entitled to make an occupational deafness claim for compensation. Many ex-workers from the CEGB who live in Lincoln and the surrounding areas of Lincolnshire and Nottinghamshire will qualify for compensation for noise damage to their hearing and should contact me urgently to discuss a claim as time limits apply.

Work Related Hearing Loss
Excessive exposure to loud noises, such as those created in power stations, can cause severe hearing problems in later life. Such problems can massively hamper quality of life, and are often very debilitating and expensive to try and improve with costly hearing aids running into thousands of pounds.

It is clear that ex-workers from the Trent Valley power stations run by the CEGB were subjected to extremely loud noise from turbines, pumps, coal mills etc. They were often not provided with any or adequate hearing protection or, if they were, they were not shown how to use it properly! As a result, many CEGB workers in the Lincoln area now suffer from deafness due to noise damage to their inner ears from prolonged exposure to noise through not fault of their own.

If you are in Lincoln or Lincolnshire and are a former employee of the CEGB at one of the Trent Valley power stations, you may have been unnecessarily and negligently exposed to excessive noise. If this has caused difficulty hearing, you may be entitled to compensation because the damage was not your fault. If you are still working at another company or have since retired, you may still be able to take legal action.

Whether you suffer from severe hearing loss, mild hearing loss, or tinnitus caused by working in the Trent Valley CEGB power stations, you may be eligible to make a claim.

Contact Nigel Askew Specialist Hearing Damage Solicitor
If you have suffered hearing loss or damage because of the loud conditions you were exposed to whilst working at the CEGB Trent Valley power stations, contact Nigel Askew. Your circumstances will be discussed on a free no obligation basis, and all claims are pursued on a no-win no-fee basis. If you think you have a valid hearing loss claim and are in Lincoln, Lincolnshire or Nottinghamshire contact Nigel online or by calling 01507 609027.

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Workers industrial hearing loss claims in Hull

Noise induced hearing loss is also known as Occupational Deafness or Industrial Deafness and is hearing problems or hearing loss caused by working in high levels of noise.

In Hull, many thousands of people are still working and have worked in noise levels which are too high and dangerous to their hearing. Workers in Hull have been exposed to excessively high levels of noise in numerous industries which has put them at great risk of suffering industrial deafness and tinnitus.

Hull Industries Expose Their Workers To Unnecessary Risk Of Noise Induced Hearing Loss And Tinnitus
Industries in Hull exposing their workers to a high risk of noise induced hearing loss and tinnitus include noisy factory environments where excessively noisy machinery is used by factory workers in the flour milling, caravan manufacturing, engineering, metal working and metal box making, chemical and plastic bag, excavator manufacturing industries and in the construction, ferry, shipping and fishing industries.

Also BT engineers, sheet metal workers, welders, platers, body shop workers, metal castings and foundry workers, machinists, mechanics, fitters, electricians, ferry workers, dockyard workers, lorry drivers and road workers have been exposed to excessive and dangerous levels of noise increasing the risk they will suffer from industrial hearing loss and tinnitus.

For example, it has been reported that one law firm helped a Hull worker claim compensation for his industrial deafness due to working in a noisy plastics factory and as an engineer on a tug boat.

Are You Concerned About Hearing Problems?
If you have worked in a noisy environment and have noticed you are going deaf, or others tell you that you are deaf, it’s likely that you are suffering from noise induced hearing loss.

To find out if you are suffering from industrial deafness you will need to undergo a free hearing test to see from the results if you have any noise damage to your hearing. Nigel Askew Solicitor will be pleased to arrange a free hearing test for you.

What Are The Buzzing And Ringing Noises I can Hear?
If you can hear ringing or buzzing noises in your head or ears you are suffering from what is known as tinnitus. If you have been diagnosed with work related deafness it is likely that your tinnitus is also due to working in excessive noise.

Unfortunately your occupational deafness and tinnitus are permanent as there is no cure for either, but you may find you can improve your hearing and tinnitus by using digital hearing aids. Tinnitus treatment is available but no tinnitus cure. Nigel Askew Solicitor can include the costs of private digital hearings aids and tinnitus treatment as part of your claim to avoid having to wait for NHS aids which are not as good as private hearing aids.

Who Is Responsible For Your Industrial Deafness?
Your employers have a duty to keep you safe at work which includes preventing you working in excessively high levels of noise which could cause work related hearing loss. If your employers failed to protect you from noise at work by supplying ear protection or putting in place noise reduction measures and you have suffered hearing loss as a result, you could be entitled to claim compensation.

It is possible to make a claim even if you have not worked for the employer who exposed you to excessive noise for years and also even if the employer has gone out of business. The law requires employers to have Employers’ Liability Insurance to pay out compensation to workers who have suffered injury or illness at work.

Industrial deafness can take years to become serious so that you consider it be significant and you normally have three years to bring your claim for hearing loss, starting from when it became significant and you thought it might have been caused by your work.

Hull’s Specialist Industrial Hearing Loss Claims Lawyer
Time limits apply so it is important that you have an experienced noise induced hearing loss solicitor handling your claim otherwise you are likely to get nothing or significantly less than you are entitled to. To ensure you receive full compensation for your noise induced hearing loss claim in Hull, get in touch with me by calling 01507 609027 or online for a free, no-obligation consultation about your case. All cases are pursued on a no win no fee basis, with no hidden charges.

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Grimsby workers hearing loss claims

Industrial Deafness is also known as Occupational Deafness or Noise Induced Hearing Loss and is deafness or hearing loss caused by working in excessive levels of noise at work.

In Grimsby, North East Lincolnshire thousands of people have worked and continue to work in high levels of noise in many different industries putting them at risk of suffering work related hearing loss and tinnitus.

Grimsby Industries Exposing Workers To Risk Of Work Related Deafness And Tinnitus
Noisy industries in Grimsby putting workers at risk of hearing loss and tinnitus include noisy factory environments where noisy machinery is used by factory workers in the food, frozen food, fish processing, manufacturing, engineering, metal working, chemical and plastics industries and in the construction, shipping and fishing industries.

Also BT engineers, electricians, mechanics, sheet metal workers, metal castings and foundry workers, body shop workers, welders, platers, fitters, machinists, ferry workers, dockyard workers, road workers and lorry drivers have been exposed to dangerous levels of noise increasing the risk they will suffer from noise induced or industrial hearing loss.

For example it has been reported that a law firm helped a Grimsby widow claim a four figure sum in compensation for her deafness due to noise from work machinery at Icelandic Food’s Coldwater Factory on the Pyewipe, Grimsby. The food processing factory operative was exposed to excessive noise over a 13 year period when she worked next to band saws cutting fish and other noisy work equipment without hearing protection.

Concerned About Hearing Loss?
If you have worked in a noisy environment and have noticed you are suffering from hearing loss or think you are going deaf, there’s a chance you may be suffering from work related hearing loss.

To find out if you are suffering from occupational deafness you need to undergo a hearing test as the results will clearly show if you have suffered noise damage to your hearing. Nigel Askew Solicitor will be pleased to arrange a free hearing test for you.

What Is Tinnitus?
Tinnitus is when you can hear noises, commonly ringing and/or buzzing, in your ears or head. If you have an element of noise induced hearing loss the chances are your tinnitus is also work related.

Unfortunately your industrial deafness and tinnitus is permanent and cannot be cured, however, you may benefit from digital hearing aids for your hearing loss and there are forms of tinnitus treatment but no tinnitus cure. Nigel Askew Solicitor will include the cost of private digital hearings aids and tinnitus treatment so you do not have to wait for them on the NHS.

Who Is Responsible For Industrial Deafness?
Employers have a duty to keep workers safe at work and this includes preventing workers from being exposed to high levels of noise which could cause hearing loss. If your employers did not protect you from high levels of noise at work by supplying hearing protection and you now have noise induced hearing loss, you could be entitled to compensation from them.

You can still make a claim even if you no longer work for the employer who exposed you to excessive noise and even if the employer no longer exists. By law employers must have Employers’ Liability Insurance to pay compensation to workers who have been injured or made ill at work.

Noise induced hearing loss can take years to become serious enough to be significant and you would normally have three years to bring your claim for hearing loss, starting from when it became significant and you thought it might have been caused by your work.

Specialist Industrial Hearing Loss Claim Injury Lawyer
Time limits apply so it is important that you have an experienced noise induced hearing loss solicitor handling your claim otherwise you are likely to get nothing or significantly less than you are entitled to. To ensure you receive full compensation for your industrial deafness claim in Grimsby, Lincolnshire get in touch with me by calling 01507 609027 or online for a free, no-obligation consultation about your case. All cases are pursued on a no win no fee basis, with no hidden charges.

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Miners industrial deafness compensation claim

Occupational noise induced deafness sufferer, Mr H, wins damages of £3000 through Nigel Askew Solicitor who specialises in British Coal and NCB deafness claims.

Mr J was exposed to excessive levels of noise whilst working in the coal mining industry for British Coal and the National Coal Board (NCB) between 1961 to 1965 at Shilbottle Colliery, Northumberland after undergoing general mining and underground training including at Ashington Colliery Training Centre. He performed general duties on bank, including a spell on the noisy coal screens. Whilst working in the fitter’s shop he was subjected to loud mechanical and metallic noises from the maintenance and testing of colliery equipment following repair, the use of very heavy hammers striking steel plates, chisels etc. He also worked within the locomotive yard, assisting in the repair and maintenance of the locomotives which was also a very noisy environment. He also worked underground at the coalface, where he was subjected to the noise of explosions, from planned explosive detonations, heavy mining machinery, including coal cutters, pumps, large underground air circulation fans, large gear heads, conveyor belt systems, pneumatic drills etc.

Although these areas were known by the NCB to be very noisy, he was not provided with any hearing protection at all!

Industrial Deafness Compensation Claims Solicitors in the north east, Tyne and Wear, Newcastle, Teesside, Middlesbrough
As a result he now suffers from minor noise induced hearing loss assessed at only 5 decibels but fortunately does not suffer noise related tinnitus. His condition was confirmed when Nigel Askew Solicitor arranged a free hearing test for industrial deafness.

This was not a straightforward claim as some of Mr H’s noise exposure occurred prior to 1963 which is generally the date after which British Coal can be held responsible for NCB deafness claims. However, Nigel Askew Solicitor is aware of evidence that British Coal knew about the risks of industrial deafness to miners from as early as 1954 or 1955 and argued he should recover his industrial deafness claim compensation in full. Another difficulty was that his industrial noise deafness was only small at 5 decibels (usually such claims are turned down by industrial deafness solicitors (see low value injury article)) which was confirmed by his free industrial deafness hearing test.

Despite these difficulties, industrial deafness solicitors Nigel Askew were able to negotiate an out-of-court settlement of £3000 for Mr H’s deafness compensation for his minor hearing loss in settlement of his noise induced deafness claim against the national coal board and British Coal and avoiding the need to start court proceedings.

Solicitors For Industrial Deafness Compensation Claims UK
Nigel Askew is a solicitors specialising in industrial deafness in the north east and throughout the UK with industrial deafness solicitors handling claims in the north west, Manchester, Blackburn, Bolton, Bury, Liverpool, midlands, Birmingham, Leicester, Nottingham, Chesterfield, West Yorkshire, Bradford, Halifax, Hull, South Yorkshire, Sheffield, Rotherham, Doncaster, Lincolnshire, Scunthorpe, Lincoln and Grimsby.

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What does ‘No Win No Fee’ mean?

“What is a No Win, No Fee agreement is a question I am asked all the time.

It is important to understand what a ‘No Win, No Fee’ agreement is before beginning your claim.

A “No Win, No Fee” agreement is also known as a Conditional Fee Agreement or CFA.

Under the “No Win, No Fee” agreement:-

If You Win
If you win your claim, your opponent will pay the majority of your basic legal costs and they will also pay your disbursements (e.g. court fees, medical reports).

If you win, your opponent will not pay the following:-

– your basic legal costs which cannot be recovered from them;

– the insurance premium for the policy taken out to protect you against the risk of legal costs or if you lose your claim;

– my “success fee” which compensates me for the risk of not getting paid for my work if you lose your case.

Therefore, if you win, the insurance premium and my success fee only will be deducted from any compensation you receive at the end of your case. Unlike many firms, I will not ask you to pay any additional basic legal costs not paid by your opponent. This is where other firms charge you “hidden costs” which they will ask you to pay on top of their success fee and the insurance premium!

If You Lose
If you lose your claim:-

– I cannot charge you at all for the work I have done pursuing your claim;

– You do not pay the success fee;

– Your disbursements will be paid for by the insurance policy;

– You do not pay anything at all for the insurance policy but it will pay out of you lose!

Therefore, if you have the benefit of a “No Win, No Fee” agreement and you lose, you pay nothing at all*.

A “No Win, No Fee” or conditional fee agreement gives you security and peace of mind when pursuing your personal injury claim.

At the outset it is important that I assess the prospects of your case being successful with you and review all the funding options available to you. If it is your best interests to do so I will offer you a ‘No Win, No Fee’ agreement.

Please be assured that I will do everything I can to protect and support you throughout the claims process and I will keep you up to date at all times.

*Provided you have also taken out the recommended policy of legal costs insurance and have complied with its terms and conditions and the terms and conditions of the conditional fee agreement.